Buyer guide by Comfort Estates | Nottingham | Estate Agent

Buyer's guide

All the helpful advice and information for giving you the best chance of securing your next home.

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Set your budget

Setting your search parameters

Creating a budget for your search parameters is a great place to start.  There are plenty of online tools available to help you understand what you may be able to afford.  You will need to undertake this exercise in order to obtain an 'Agreement in principle' from a lender.  This is confirmation of how much you may be able to borrow, and once obtained, will give you a much clearer idea of the price range of properties you might consider.  Just remember that solicitors fees and stamp duty need to be paid upfront (they cannot be added to your mortgage) so you will need this money set aside on top of your deposit.

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How much can I afford?

Use the online mortgage calculator tool to give you an idea of how much you can borrow.

Find out more


Pick your 'must-haves'

This is a really important exercise and helps you narrow down and filter out properties that can become a distraction when house-hunting.  We advise you to make a list of the things you absolutely 'must-have' and then a list of the 'nice-to-have'.  Going through this process will help you work out the things that really matter versus the things that you'd simply like to have.  We'd also advise you to think about the list in terms of whether any of these 'must-haves' vs 'nice-to-have' are possible in the future. (i.e. a new kitchen can be added at a later stage, but you can't live beside a river if there is not one nearby).

Our top tip

Consider whether any of your 'must haves' are possible in the future.  You may therefore not need them as a must-have from the get-go, just as long as it can be achieved later down the line.


Super-charge your viewings

Purchasing a home is frequently the most significant financial choice individuals will make, yet it's surprising how often this decision is influenced by a brief 10-minute house tour. While you might not always have the flexibility to extend your viewing time, there are steps you can take to maximize the effectiveness of your visit. We've curated a checklist of proactive measures to be taken in advance, ensuring that you are optimally positioned to make the most of your time at the property. This preparation will not only empower you to confidently navigate the viewing but also enable you to consider making an offer, secure in the knowledge that you have thoroughly conducted your research

Viewing checklist

Check out this seriously helpful guide to ensure you make the very most of your viewing slot.

Read our viewing checklist


Making an offer

Having found your dream home, you want to be able to make and conclude an offer.  The last thing you want to do is find that you are not able to proceed with the offer due to a factor that could previously have been resolved.  The most common example of this where someone is not able to obtain the financial arrangements they previously thought possible.  Once you have an offer accepted a seller will expect you to move fast and make progress instructing your solicitors and surveyors who will undertake a survey on behalf of your mortgage company.  Make sure you ask your solicitors to explain the buying process to you, so you know what they expect from you in advance so you can be ready to complete anything required.

Top tip

Remember you will need to factor in your other purchasing costs when making an offer on the property.  Whilst you will be able to obtain borrowing against the house purchase, this does not include Stamp Duty, solicitors fees and moving costs.  Make sure you set this money aside and keep it separate from your deposit and house purchase funds.



Having the right conveyancer can make the difference between a successful sale and a fall-through.  It is important therefore you research carefully and take advice on who to select.  The average UK homeowner will move house every 23 years, so the chances are things will have changed since you last went through the process of buying.  A good conveyancer will explain the buying process and provide you with a quote for their work (often a fixed fee) along with details of some of the costs you may incur during the purchase (often called disbursements) such as the survey, searches and electronic transfer fees.  Anyone calling themselves a solicitor should be registered with the Solicitors Regulation Authority (SRA).

Speak to our Conveyancing partners today

Our vetted and recommended conveyancing partners are and on-hand and ready to provide you with a free no-obligation quotation.

Speak to us today.



The most exciting part of any property purchase -- getting the keys!  However, ahead of this date, there are lots of things you can do to minimise any last-minute stress or anxieties.  Most completions will typically happen on Mondays or Fridays, taking advantage of the weekend.  This is often reflected in how busy movers and conveyancers are, and can also affect their prices.  Make an early decision whether you are packing yourself or will need help -- the closer to your move date, the harder this will be to change.  People will often underestimate how much work is involved, so be realistic and start sooner rather than later!

Top Tips for moving day

  • Pace yourself.
  • Take meter readings.
  • Redirect your post.
  • Photo items going into boxes.
  • Get some help from friends or family.